Business owners, if you have tax debt of $10,000 or more and this is in arrears for more than 90 days, once legislation is passed ATO will report it to credit bureaus. This could potentially affect your credit score. So make plans now or negotiate early with ATO to avoid a bad credit rating. We have lenders that will allow loans for the purpose of repaying ATO debt. … See more
What is fixed rate telling you? Why are lenders selling fixed rates lower than variable rates?
We are taking our responsible lending obligations very seriously. We need to make sure you 1. can repay the credit that you are applying for and all your current credit commitments as well 2. don’t overcomit yourself even if you do have the borrowing capacity. Most people overestimate their own willingness to repay a financial commitment as old habits of overspending will die hard. 3. make sure every month you make the required payments. 4. in a self-employed scenario, do not jeopardise your position with the tax man. 5. are well and truly ready to take up a credit contract. 6. if you are not ready we will assist by preparing you, it may take 6 months or 2 years depending on your situation. … See more
CBA Extra Homeloan for First Home Buyer 3.79% (comparison rate 4.17%) indicative variable rate. NIL application fee, NIL ongoing and NIL redraw fees. Revert to 4.35% after 4 years. Offer close 31st March 2018. … See more
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Please be aware if you have digital credit like After Pay and ZipPay, this liability has to be disclosed and will be taken into account in assessing your borrowing capacity. So don’t think that interest free loans does not matter. … See more
If your businesss is in this list, we have unsecured business loan for you. Loan size $5,000-$100,000 no security needed. 3months trading account required, ABN & GST registered for 12months min, no tax debt. Call us with your scenario. … See more
Calling all small business owners, we have new business lenders who can give you a response in 48 hours. So if you need that business loan for buying equipment, stock, office renovation, tools of trade and you need it quickly give us a call. No need for brick & mortar security. Clean credit and no tax debt. … See more
The festives are over, now is the time to get your finances in order before it is too late. If any of these apply , then you ought to get cracking by calling us. 1. got too many credit card debts 2. self-employed needing working capital 3. have not reviewed your loans for the last 3 years 4. that interest free period for your purchase is coming to an end and you have not make progress in your repayments thanks to all that tempting offers of buy now pay later schemes. 5. thinking of getting an investment property 6. a new year’s resolution to start the process of home ownership. … See more
We want to thank you for your continued support . We are here to help you navigate your largest transactions that you will ever undertake – buying a property. We aim to give you the peace of mind and simplify the process whatever your situation may be. We will strive to improve and keep on providing you a great service in a continuosly dynamic lending environment. Wishing you and your families, a very Merry Christmas or Happy Hols and a Healthy and Properous New Year 2018. … See more
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